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What's stopping you from owning your own home?
If you are like most Buyers... Credit and Low Down Payments top the list!
Don't let this stop you!
We show you how to purchase one of our homes to call your very own... even if you have been turned down elsewhere!
There is absolutely NO QUALIFYING to get in one of our homes!
The Home Ownership Program was designed so that Motivated Buyers can quickly and easily buy their own home today!
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PROGRAM INFO
What type of program do you offer? We offer "THE Home Ownership Program with NO CREDIT CHECK!" ™ This includes Rent to Own and Seller Financing!
How does the Rent to Own Program work? Rent to Own, aka Lease Option, gives you the right to purchase the home at an agreed upon price and under certain conditions.
Do you have an example? YES!
You lease the home with the option to buy. You must pay the payments on time for the agreed upon length of the program and take care of the home, after that you may buy the home.
How does the Seller Financing Program work? Seller Financing, aka Owner Carry, Take Over Payments, Contract for Sale, Land Contract, All Inclusive Trust Deed (AITD)... This is where the existing loan is carried by the Seller and then offered to you when your financing is either too expensive or just unattainable!
Do you have an example? YES!
We can help arrange a second mortgage or offer financing.
BENEFITS
What's in it for me... Why should I do a Rent to Own? 7 things...
- Build Equity - because you own the home, any improvements you make that increase the value you keep!
- No more wasting money on rent!
- No Banks to deal with!
- Own your own home... you enjoy the benefits of owning your home before you technically ever purchase it!
- Your Credit - you are creating a strong credit reference
- Flexibility - you have the OPTION to buy your home, not the obligation!
- Tax write offs can be available
FREQUENTLY ASKED QUESTIONS - "RENT TO OWN"
What do I need to get started? The Motivation to become a Home Owner and the upfront money to close the deal.
How much upfront money do I need? The upfront money, aka Total Move In, is the down plus the first month's payment.
Do you have an example? YES!
If the down is $5,000 and the payment is $1,500, the Total Move In needed is $6,500.
What if I don't have the full amount, can you help me? YES! If you have at least 75% of the down and 100% of the first months, we can help you with creative solutions. CALL US to schedule an appointment to see if we can help.
I need to give notice where I am at -OR- I won't be relocating here until next month, can you hold a home for me? YES! We can help reserve your new home for up to 30 days!
How do I reserve the home? With 100% of the down, your home can be held up to 30 days. Up to 15 days with 50% of the down.
How is my Down applied? We apply 100% of your down as a credit when you purchase your home.
How does your Down Payment Assistance Program work? We help you save money while you are in the home! The Down Payment amount is the total of your down + your total Rent Credit.
What is a Rent Credit? A Rent Credit is a portion of each on time monthly payment you make.
Do you have an example? YES!
Let's use a 1 year program with $5,000 Down, $1,500 payment, and $200 Rent Credit Rent. You will have $2,400!
($200 rent credit x 1yr/12 months = $2,400) + ($5,000 down) = $7,400
How is the Down Payment Assistance applied? When you purchase your home at the end of the Program, the Down Payment Assistance can be applied as a credit to reduce the purchase price, towards your closing costs, or towards your down payment.
How much are the homes? The price of the homes differ from today's Market Value and will be either an Agreed Upon Price -or- the Appraised Value at the time of the future closing.
Can I negotiate a lower price? YES! more money = more options
How long is the Program? The length of the Program is commonly 1 year.
Can I negotiate a longer Program? YES! more money = more options.
How does this differ from a Traditional Home Purchase? You get the unique opportunity to own your own home with no qualifying, before you technically ever purchase it!
Do I get put on Title? No Title passes on this Program
Do I get the Tax Incentives? No Tax Incentives pass under this Program.
How do I see the homes? Call us! We show homes to Motivated Buyers who have the upfront money to close the deal! 702-991-HOME (4663)
I have more questions, how do I get them answered? Call us at 702-991-HOME (4663)
Can I just rent the home? NO, this is a Home Ownership Program!
FREQUENTLY ASKED QUESTIONS - "SELLER FINANCING"
What do I need to get started? The Motivation to become a Home Owner and the upfront money to close the deal.
How much Upfront Money do I need? The upfront money, aka Total Move In, is 10% down plus the first month's payment and escrow fees.
How is my Down applied? The Down reduces the purchase price of the home.
How much are the Monthly Payments? The Monthly Payments are based off of your agreed upon sales price, at a more favorable Interest Rate than you would be able to get.
What if I don't have the full amount of the down? In this program, 100% of the upfront money is needed.
How much are the homes? The price of the homes differ from today's market value and will be an agreed upon sales price.
Can I negotiate a lower price? YES! more money = more options
How long is the Program? The length of the Program is commonly 1 year.
Can I negotiate a longer Program? YES! more money = more options.
How does this differ from a Traditional Home Purchase? You get the unique opportunity to own your own home with no qualifying, before you technically ever purchase it!
Is Escrow opened? YES! Escrow is opened.
Do I get put on Title? YES! Title can pass on this Program.
Do I get the Tax Incentives? YES! Tax Incentives can pass under this Program.
How do I see the homes? Call us! We show homes to Motivated Buyers who have the upfront money to close the deal!
I have more questions, how do I get them answered? Call us at 702-991-HOME (4663)
MORE FREQUENTLY ASKED QUESTIONS
Do you get homes with NO Qualifying that are under value and in equity position? YES! These are homes that we buy and offer under our Program.
Can you help me get one of these under valued homes? YES! more money = more options
I am an Investor, can I option one of your homes and sublet? YES! more money = more options
Who are you? We are a group of Investors that buy and sell homes.
This program seems to good to be true, I gotta see it to believe it! You have to believe, before you can see!
While there are many other Programs out there... our Home Ownership Program works!
The homes we offer are actual homes that are available now!
The Home Ownership Program was designed so that Motivated Buyers can become Home Owners today!
We work with you on your new home purchase and becoming a Home Owner Today!
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